Business Insurance

Primbondh/ January 16, 2022/ business insurance

Buying the right policy allows you to focus on what you do best, while we look after your everyday risks. Get a quote tailored to your workplace needs in minutes with Hiscox. The level of business insurance you need depends on the type of business you run and the particular risks you face. With AXA, you can tailor your business insurance, meaning you only choose – and pay for – the cover you need. And if you’re confused about what to choose, don’t worry, our Business Insurance Wizard can help. Employers’ liability insurance is there to protect your staff.

business insurance

That’s why we’ve teamed up with our partner AIG to bring you a number of options should you, or a key person, partner or shareholder, become critically ill or worse. Business Income Insurance If you need cover for financial loss in the event of accidents, crime or natural disaster. If you have an existing quote or policy with us, you can view and download your policy documents from the My Account page. If someone in your business is unable to work due to a temporary injury, then after 7 days we’ll pay their normal net weekly earnings up to £500 for up to 104 weeks. We’ll pay a lump sum of £50,000 if there is an accidental death, accidental loss of limbs or sight, or if someone in your business becomes permanently disabled following an accident.

Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you. Our team of expert advisors can help you find exactly the right protection to cover every area of liability. For more information take a look at our guide on small

Frequently Asked Questions About Business Insurance

Unlock cash tied up in outstanding invoices to improve your cashflow, help you to seize new opportunities and run your business more efficiently – provided by our partner MarketFinance. With over 15 years’ experience in the bulk annuities market, our team of experts are ready to help create a solution for your pension plan. Tools, Stock and Business Equipment Insurance If you work from home and don’t own or rent business premises. We tailor all our policies, so your documents only show what you’ve chosen to cover. You can choose Personal Accident as an add-on once you’ve completed your quote.

  • You work hard to build your business, so we work hard to help you look after it and protect your good name.
  • It’s important to remember that the cheapest quote isn’t always the best one, it’s about finding the right cover for you and your business.
  • We offer additional insurance cover for tools, stock and equipment, plus commercial landlord cover for buildings, contents and loss of rent.
  • If you have employees, it is a legal requirement to take out employers liability insurance.

The level of cover you need will depend on the type of business you own. As no two businesses are the same, it’s important that you get a policy that is right for you and covers exactly what you’re looking for. Small business insurance is a way to protect your business from financial losses, such as compensation claims, property damage and theft.

You can get business insurance before you’ve started trading – and before you have even registered your business. And when you’re ready to buy, you can pay annually, or to help spread the cost, you can choose to pay monthly . Get AXA’s award-winning home insurance online and protect yourself from major risks like flooding and fire. Will offer protection should they have an accident or suffer an injury while on your premises. Cyber insurance, which covers you for losses relating to damage to, or loss of information from, IT systems and networks. Our team of expert advisors can help you find exactly the right protection to cover every area of your liability.


We’ve also won the Response to a Major Claim award at the Commercial Insurance Awards in March 2018. Sole traders, consultants and the directors of limited companies can all benefit from our commercial covers. I will definitely recommend Hiscox to other small business owners.

A business professional may require you to show proof of professional indemnity insurance before hiring you as a consultant. Depending on the type of business you run, you might work from home, in an office, at your shop, a client’s premises or a shared working space. If your working premises became unusable due to an insured event like a fire or flood, business interruption will cover the costs of relocating until it’s fixed. It can also cover you for any lost turnover during this time if you’ve insured your premises or business property with us.

Professional indemnity insurance covers any legal and compensation costs you are required to pay. Clients will often ask to see proof of professional indemnity insurance before agreeing to work with a new contractor. If the people in question pursued legal action against you, public and product liability insurance would cover the costs you are liable to pay. Public liability insurance covers you if you cause injury to a member of the public or accidentally damage someone’s property. With AXA’s public liability insurance, you can choose to take up to £5 million cover.

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