When you cover your electrical items and tech you get Business Tech Essentials. Which means if your essential tech – like laptops, mobiles or tablets – are stolen or damaged we’ll replace them within 24 hours of claim approval. Theft of Takings covers cash or cheques https://www.treadmillsandellipticalmachines.com/ stolen from you in transit, from a safe or on you while you’re working at other premises, such as your clients’ homes. Meanwhile, there will be other more general items that you might rely on for your business, like your office furniture or your shop tills.
Business Vehicle and Van Insurance Cover your business vehicle with our comprehensive or third party, fire and theft insurance. Below is a summary of a generic policy, from 30 May 2022 onwards, which shows the main covers and exclusions in our policies. If someone in your business is unable to work due to a temporary injury, then after 7 days we’ll pay their normal net weekly earnings up to £500 for up to 104 weeks.
Good health for you and your employees is vital to keeping your business running. We offer a number of products and services to help and support your staff. Buildings and Contents is one of Aviva’s core covers you’ll need to buy in order to access our other flexible cover options. If you hire employees, you are legally required to take out at least £5 million in employers’ liability insurance. To understand your legal responsibilities and what the exceptions are, read more about employers’ liability here. In most cases, business insurance is optional, but some clients and companies may require proof of insurance before agreeing to work with you.
Get the support of a dedicated claims handler should the worst happen. Every UK employer needs to provide, and contribute to, a workplace pension for certain staff. Please note that a minimum number of contributing employees may apply. Employers’ Liability Insurance If you have employees ‐ unless they’re related to you ‐ it’s a legal requirement to have this cover in place.
You get access to public relations and crisis management experts to minimise damage to your brand and business. Small businesses often aren’t prepared for large, unexpected expenses due to a claim, so it’s important to have the right insurance in place. If you’re self-employed and something goes wrong, you’ll be the one responsible for footing the bill. Download your policy documents instantly, so you can show proof of your cover to clients.
If you’ve 0-9 employees, you can get a quote then buy, all online. Your quote is valid for up to 30 days from the day you receive it. We tailor all our policies, so your documents only show what you’ve chosen to cover. If you have an existing quote or policy with us, you can view and download your policy documents from the My Account page.
Our business interruption cover can insure you if you or one of your key employees becomes seriously disabled and is unable to continue work. We will cover the incurred costs, up to £25,000, to minimise any interruption to the business. Add any of the following cover options to your Small Business policy https://www.wikipedia.org/ and create commercial insurance that fits your business needs. These covers are subject to policy conditions and limits. Public liability is one of Aviva’s core covers you’ll need to buy in order to access our other flexible cover options. Here’s a list of covers that could support your business.
Tools removed when the vehicle is not being used for business purposes for more than five consecutive days. Cover excludes electrical items such as laptops, cameras, mobile phones, removable satellite navigation systems, and handheld survey equipment. And now with Business Tech Essentials, if your essential tech is stolen or damaged, we’ll replace it within 24 hours from claim approval.
We know how important tools and equipment are for tradespeople. So, when it comes to tools insurance, we’ve nailed it. Pays the legal costs of providing specialist lawyers and taking action against many common legal problems, for instance disputes with suppliers or clients. Professional indemnity is useful if your business offers a service or requires you to give advice to clients. If you make a professional error or give advice that is deemed negligent, you could be taken to court. You can pick from a range of cover options to get a bespoke policy for your business.
Business insurance covers your business from unexpected losses e.g. if your equipment is stolen or you make a mistake and your clients decide to sue. As a business owner, self-employed consultant or a freelancer you need to factor certain risks in your day-to-day work. Depending on your profession you may need public liability insurance, professional indemnity insurance, contents insurance or other types of cover. We offer business insurance for hundreds of different trades. Use our quote tool to check how we can help and cover your company. Public liability insurance covers you if you cause injury to a member of the public or accidentally damage someone’s property.