primbondh/ March 23, 2022/ business insurance

Our phone lines are busier than usual – you can still access information about your insurance online. To find out what your policy covers, use our cover checker or download your policy documents. So as you might expect, the cost of your business insurance will be unique too. It’ll reflect a whole host of things, like the size of your business, what your business does, and what type of activities you undertake. It’s a fine line to tow – you only want to buy and pay for the cover your business needs, but you also want to make sure that you’re properly protected should the worst happen.

  • We can help you find exactly the right insurance policies to cover every area of your business.
  • We do not cover machinery that has been damaged due to wear and tear.
  • UK companies that employ staff may need to hold a certain type of business insurance – employers’ liability insurance – by law.

The pandemic will cost small business owners a staggering £22,461 on average – that’s why we felt compelled to help with a £25,000 cash grant. A guide to National Insurance and preparing for the cost of having employees. Our customers’ reviews, independently moderated and managed by feefo. Answer four quick questions and we’ll tell you what’s required.

Depending on the nature of your business, you may be required to take out other types of insurance too. Get a quote to fully understand your business insurance needs. Product liability insurance provides an extra layer of protection as part of your public liability cover. If someone complains about a product you’re involved in, whether your company designed, manufactured or sold the product, you’re protected against any costs.

National Insurance Rise & Small Business

If further support is needed, you’ll be directed to one of our webchat agents. Sign in from any device and get an overview of your policy with us. You may not need EL insurance if you only employ a family member or someone who is based abroad. Everything you need to know about small business and charity insurance – straight from our insurance experts. Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority.

business insurance

UK companies that employ staff may need to hold a certain type of business insurance – employers’ liability insurance – by law. Other policies, such as public liability cover, can offer invaluable reassurance and protection. While not required by law, bear in mind that some clients might ask for proof of certain types of insurance, like public liability insurance, before giving you work. Business insurance policies can cover you for property damage, legal liability and employee-related risks, to name a few.

If you’re still not entirely sure what you need, that’s okay. When you get a quote, we’ll ask you some specific questions up-front that’ll help guide you in the right direction – no matter what your business does. Home insurance, commercial business policies, and comprehensive motor insurance all cover damage caused by storms.

So, whether you’re a retailer or a dog groomer, an IT consultant or a photographer, you can choose the cover that’s just right for your business. And now, you’ll get a fast-upfront payment of up to £1,500 to help you replace your essential tools or business equipment if they’re stolen or damaged, with Tools Essentials. Our different cover options allow you to insure your business equipment and stock at your premises, when you’re on the move, or both.

Business Insurance Products From Aig In The Uk

Whether you whizz through online or talk it through with the team, you’ll get everything you need and nothing you don’t. Smart Pension provides a fast and easy way to meet your legal responsibility to provide a workplace pension for your employees – you could be compliant within minutes. A legal requirement for UK businesses, this will help protect you if an employee gets sick or injured while they’re working for you. Offers protection if you or your employee injure someone, or damage their property while you’re working. Workplace Wellbeing We support businesses in helping their employees gain a greater control of all their wellbeing needs. We do this by creating awareness, knowledge and confidence – across physical, financial and mental wellbeing.

Business Interruption

Answer a few simple questions about your business and we’ll show you quotes from a range of insurers in minutes. Pick your core covers, from public liability insurance for injury and property damage, to employers’ liability insurance for your staff. And there are options for different risks, like professional indemnity insurance, or protection for your business equipment.

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