Whether you work at home, at fairs, in shared workspaces or visit a lot of clients, we’ve got you covered. And when you insure stock at your premises or home, you’ll also get an extra 25% of stock covered for two months of your choice as standard, ideal for your busiest periods. If there is an insured event such as flood or fire at your work http://www.bakkerenleenheer.com/ premises, buildings insurance will cover the costs of repairing the damage, helping you get back up and running. This covers the legal and compensation costs you are required to pay if an employee gets injured or becomes ill because of the work they do for you. Employers’ liability insurance is a legal requirement if you have employees.
- See the benefits of Contaminated Products & Defective Products insurance from AIG.
- We offer 50 years experience in delivering market-leading fronting and captive solutions worldwide.
- If you make a professional error or give advice that is deemed negligent, you could be taken to court.
- In addition our customers benefit from a range of extra covers and services that other insurers may not provide.
Small and micro businesses are often most at risk, as many couldn’t afford to face a hefty compensation or damage claim or without having business insurance in place. From mistakes to trips and slips to flooding, accidents can happen anywhere, at any time. Business insurance can help protect business owners and independent professionals against everyday risks, such as mistakes, stock or premises damage, and legal costs . Some policies can even protect against business interruption and supply chain breakdown. If your main supplier or customer suffers damage to their premises and can’t trade, we’ll cover you for the loss of business you’ll suffer. Equally, if a market or fair that you regularly attend suffers a fire, we’ll cover the lost turnover for the time you can’t trade there.
Buildings And Contents Insurance
Business perspectives News and insights on insurance, pensions, money and wellbeing – giving your business that extra boost. Private healthcare can be expensive but it doesn’t have to be. With our business healthcare, you can give your employees a more affordable way to take care of themselves. If you’ve 0-9 employees, you can get a quote then buy, all online.
If this happens and they get their hands on your data or access to your bank account, the impact on your business could be devastating. Our business interruption cover can insure you if you or one of your key employees becomes seriously disabled and is unable to continue work. We will cover the incurred costs, up to £25,000, to minimise any interruption to the business.
Business Property Insurance
A micro business is defined as an enterprise that employs nine people or fewer. As of 2017, micro businesses count for 96% of the UK’s business landscape and, as you might expect, there are many different types of micro business. Below is a summary of a generic policy, from 22 June 2021 onwards, which shows the main covers and exclusions in our policies.
Every UK employer needs to provide, and contribute to, a workplace pension for certain staff. Please note that a minimum number of contributing employees may apply. Public Liability Insurance Protects you if a member of the public or visitor to your premises suffers injury or property damage.