Business Insurance Tailored To Your Business

Primbondh/ November 28, 2021/ business insurance

Different types of businesses need different types and levels of cover. I started the UK’s first quote-and-buy-online small business insurance broker in 1998. My own cover was complicated and time-consuming to sort and I figured there must be another way. If a client loses money or their reputation is damaged because of your advice, services or designs, this will cover unexpected mistakes. When it comes to workplace pensions, whether it’s a small business or a larger one, we’ll help your employees save for retirement. Public liability is one of Aviva’s core covers you’ll need to buy in order to access our other flexible cover options.

Whether you whizz through online or talk it through with the team, you’ll get everything you need and nothing you don’t. Smart Pension provides a fast and easy way to meet your legal responsibility to provide a workplace pension for your employees – you could be compliant within minutes. A legal requirement for UK businesses, this will help protect you if an employee gets sick or injured while they’re working for you. Offers protection if you or your employee injure someone, or damage their property while you’re working. Workplace Wellbeing We support businesses in helping their employees gain a greater control of all their wellbeing needs. We do this by creating awareness, knowledge and confidence – across physical, financial and mental wellbeing.

  • Sole traders, consultants and the directors of limited companies can all benefit from our commercial covers.
  • This would cover the costs of replacing or repairing things like your broken boiler and fire/burglar alarms, as long as the damage is not due to wear and tear.
  • Taking out specialist insurance can be a good idea in some fields.

A wide range of all types of business property insurance is available. Our expert advisors can help you work out exactly what products are best for you. We offer a comprehensive range of business vehicle insurance to suit every industry and requirement — saving you time, money and hassle.

More About What We Offer

Also covers claims for accidental injury from a client, visitor or member of the public. This covers work that is in progress that is damaged by an insured event, such as a fire, flood, vandalism or theft. We leverage our global network to handle claims efficiently and help our clients manage risks. Business insurance typically protects the interests of a company or trading entity.

business insurance

It’s important to remember that the cheapest quote isn’t always the best one, it’s about finding the right cover for you and your business. Just friendly, helpful advice from a business insurance professional. Us looking out for you means you’ll spend less time doing insurance and more time doing business.

If a waiter working at a restaurant slips on a wet floor where there’s no sign and breaks their leg, then you might needemployers’ liability insurance. You need to register with HMRC so you can pay tax and national insurance for your employees. EL insurance will help you pay compensation if an employee is injured or becomes ill because of the work they do for you. You must get Employers’ Liability insurance as soon as you become an employer – your policy must cover you for at least £5 million and come from an authorised insurer. PolicyBee exists because small business insurance could, and should, be better.

Can I Get Business Insurance Without A Trade Licence?

Depending on the nature of your business, you may be required to take out other types of insurance too. Get a quote to fully understand your business insurance needs. Product liability insurance provides an extra layer of protection as part of your public liability cover. If someone complains about a product you’re involved in, whether your company designed, manufactured or sold the product, you’re protected against any costs.

Business Insurance Products From Aig In The Uk

Taking out specialist insurance can be a good idea in some fields. Cyber and data insurance could be especially important for anyone who uses data – including computer programmers and marketing professionals. Any business can face a cyber-attack and it can take time and money to put things right – that’s what our cover is there for. Cyber cover also protects against claims arising from data breaches if you or an employee accidentally shares sensitive information.

Business insurance covers your business from unexpected losses e.g. if your equipment is stolen or you make a mistake and your clients decide to sue. As a business owner, self-employed consultant or a freelancer you need to factor certain risks in your day-to-day work. Depending on your profession you may need public liability insurance, professional indemnity insurance, contents insurance or other types of cover. Use our quote tool to check how we can help and cover your company.

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