primbondh/ March 29, 2022/ business insurance

You’re covered for theft of tools when they’re locked in your vehicle overnight that’s parked on your drive, the street or if you’re working away. We know how important tools and equipment are for tradespeople. Small businesses often aren’t prepared for large, unexpected expenses due to a claim, so it’s important to have the right insurance in place. If you’re self-employed and something goes wrong, you’ll be the one responsible for footing the bill. Download your policy documents instantly, so you can show proof of your cover to clients.

  • With Hiscox, small business insurance quotations start from just £10 per month, so protection is affordable, whether you’re just starting up or you’re a seasoned entrepreneur.
  • Different businesses will need different levels of cover, so the cost of insuring a business will differ.
  • 3 Our 92% customer service rating (4.6 out of 5) is based on 8016 customer reviews on independent review system, feefo, as of 28 February 2019.
  • Call us and you’ll talk to bright, knowledgeable people who have your interests at heart.
  • For example, if the heel snaps off a shoe someone has bought from you, causing them to fall over, or if a cupcake you sell at an event makes someone sick.

From slips and trips to workplace illness, even if you and your business are not at fault, costs can start to add up without a policy in place. When your premium is calculated, the insurer takes into account how likely you are to make a claim and how much a claim could cost. Usually, a business that is perceived as riskier will pay a higher premium than a business that’s considered lower risk.

Workplace Pension Scheme

We’ve also won the Response to a Major Claim award at the Commercial Insurance Awards in March 2018. Sole traders, consultants and the directors of limited companies can all benefit from our commercial covers. I will definitely recommend Hiscox to other small business owners.

business insurance

Our policy includes cover suited to a variety of businesses – from food and drink manufacturing to wholesale, to retail, hospitality and property. Small and Medium sized Business Insurance With our business insurance, you can protect yourself, your employees, and your business assets. Our policy includes cover suited to a variety of businesses – from food and drink, to retail and hospitality.

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Remember, some clients or contracts might expect you to have a certain level of cover before working with you. For example, if you’re working for a large organisation or council authority, they’ll likely need you to have a higher level of cover. Public liability insurance protects your business against accidental injury and property damage claims from your customers, visitors or people you visit. Our commercial combined policies contain all of the standard insurances. In addition our customers benefit from a range of extra covers and services that other insurers may not provide. These are designed to help our customers reduce their risks of having to claim or to broaden their protection.

Remember to take into consideration, the value of your stock, shop front and contents. 2 Based on AXA Business Insurance claims made between July 2018 and June 2019. Figures based on business insurance policies purchased direct through AXA Business Insurance online or over the phone. Keep your company up-and-running no matter what with AXA’s business insurance. We offer flexible, tailored cover to help sole traders, self-employed people and small and medium-sized businesses grow. Professional indemnity insurance is also available to trades that also offer professional advice, like electrical contractors or heating engineers.

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