It’s easy to contact us by phone, email, letter or social media, and our award-winning service has led to 9/10 customers rating us good . So if someone is injured or becomes ill as a result of working for you – even years down the line – you’ll have confidence in knowing you’re covered. The higher the level of protection you choose, the more protected you’ll be if you’re faced with a claim for compensation. Choose too low a level of cover, and you’d be personally liable for any shortfall should a large claim be made against you.
This depends on the type of business you run and the risks you face. We don’t need your company registration number or any business registration information. All we need are details on your business address, trade type and your actual/projected turnover.
- With our business healthcare, you can give your employees a more affordable way to take care of themselves.
- If further support is needed, you’ll be directed to one of our webchat agents.
- If you aren’t ready to purchase cover just yet, opt for us to stay in touch when you choose cover and we’ll keep you updated with the latest products, price points and special offers.
As well as full-time employees, you might also need cover for part-time staff, volunteers and casual helpers. An employers’ liability insurance policy minimises disruption by helping with the costs of defending or settling a legal claim. Employment practices liability is slightly different and protects the managers of a business against employee claims. Business insurance protects businesses against losses suffered in the course of their normal activities, particularly when the business faces a compensation claim. Covers include professional indemnity insurance, public liability insurance, and employers’ liability insurance.
A micro business is defined as an enterprise that employs nine people or fewer. As of 2017, micro businesses count for 96% of the UK’s business landscape and, as you might expect, there are many different types of micro business. Below is a summary of a generic policy, from 22 June 2021 onwards, which shows the main covers and exclusions in our policies.
Read our guide to managing small business risk in association with Courier magazine to make sure your small business doesn’t get caught out. When you run a quote you can select your trade from over 1,000 options. Simply Business research highlighted some of the key barriers women face as business owners, as well as opportunities ahead. From skills to ideas, apprentices can bring big benefits to small businesses. With van insurance from AXA, you can choose the right kind of insurance to fit your needs.
3 Our 92% customer service rating (4.6 out of 5) is based on 8016 customer reviews on independent review system, feefo, as of 28 February 2019. The best way to find out how much it would cost to insure your business is to get a quote online – it only takes a few minutes. And remember, with AXA, you can increase your level of cover at any time in your online account – for no additional fee. You can buy business insurance directly from an insurer, or from a specialist broker through theBritish Insurance Brokers’ Association . This is your space to sign in and view your quotes and policies. Safeguarding the financial security of your business is essential.
What Level Of Business Insurance Do I Need?
Covers the time and money needed to put your business back together following a cyber-attack. This includes the costs of repairing hardware and restoring data, compensating customers, and covering lost income when you’re offline. Covers allegations and claims made by staff that your business has made them ill or injured them. Legally, any UK business with employees has to have employers’ liability insurance. ‘Employees’ in this case includes volunteers, temps, work experience kids and even people lending a hand.
If your business offers advice or a professional service, or if you handle client data or intellectual property, then professional indemnity insurance could be an important cover. You need business insurance to protect you against the everyday risks that come with running your business. Business insurance can cover you against things like professional mistakes, accidents, theft, damage and legal fees.
This protection means that, should your business suffer an unforeseen knockback, you can feel confident that you and your employees are protected. Meanwhile, your insurer can help to get your business back up and running again quickly. We can help you find exactly the right insurance policies to cover every area of your business. No matter http://www.bakkerenleenheer.com/ what type of business you own, it’s important you understand the risks your business could face, so you aren’t left out of pocket if something unexpected happens. Experts at NFU Mutual Risk Management Services Limited are committed to providing you with in-depth advice on managing on-site risks and complex health and safety issues.