primbondh/ December 11, 2021/ business insurance

Different types of businesses need different types and levels of cover. I started the UK’s first quote-and-buy-online small business insurance broker in 1998. My own cover was complicated and time-consuming to sort and I figured there must be another way. If a client loses money or their reputation is damaged because of your advice, services or designs, this will cover unexpected mistakes. When it comes to workplace pensions, whether it’s a small business or a larger one, we’ll help your employees save for retirement. Public liability is one of Aviva’s core covers you’ll need to buy in order to access our other flexible cover options.

business insurance

UK companies that employ staff may need to hold a certain type of business insurance – employers’ liability insurance – by law. Other policies, such as public liability cover, can offer invaluable reassurance and protection. While not required by law, bear in mind that some clients might ask for proof of certain types of insurance, like public liability insurance, before giving you work. Business insurance policies can cover you for property damage, legal liability and employee-related risks, to name a few.

Business Property Insurance

If further support is needed, you’ll be directed to one of our webchat agents. Sign in from any device and get an overview of your policy with us. You may not need EL insurance if you only employ a family member or someone who is based abroad. Everything you need to know about small business and charity insurance – straight from our insurance experts. Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority.

Whether you whizz through online or talk it through with the team, you’ll get everything you need and nothing you don’t. Smart Pension provides a fast and easy way to meet your legal responsibility to provide a workplace pension for your employees – you could be compliant within minutes. A legal requirement for UK businesses, this will help protect you if an employee gets sick or injured while they’re working for you. Offers protection if you or your employee injure someone, or damage their property while you’re working. Workplace Wellbeing We support businesses in helping their employees gain a greater control of all their wellbeing needs. We do this by creating awareness, knowledge and confidence – across physical, financial and mental wellbeing.

  • In most cases, business insurance is optional, but some clients and companies may require proof of insurance before agreeing to work with you.
  • Public liability is one of Aviva’s core covers you’ll need to buy in order to access our other flexible cover options.
  • Get a quote tailored to your workplace needs in minutes with Hiscox.
  • We can help you find exactly the right insurance policies to cover every area of your business.
  • You can also add additional business insurance covers to protect your buildings, contents, business equipment, tools, and stock.

It can protect your work, your people, your reputation, and ultimately, your future livelihood. If you employ one or more members of staff then you’ll need to have an active employers liability insurance policy in place. Public liability insurance provides cover if a member of the public injures themselves or makes a claim against your business. For example, someone slipping and injuring themselves if there is a spillage on the floor but no wet floor sign. Covers you if someone – anyone – claims your business has injured a person or damaged their property. Perfect protection against ‘where there’s blame there’s a claim’.

Tools And Business Equipment Cover

The pandemic will cost small business owners a staggering £22,461 on average – that’s why we felt compelled to help with a £25,000 cash grant. A guide to National Insurance and preparing for the cost of having employees. Our customers’ reviews, independently moderated and managed by feefo. Answer four quick questions and we’ll tell you what’s required.

Small And Medium Sized Business Insurance

At AXA, we’ll give you £10 million as standard, for complete peace of mind. Whether your shop is online or on the high street, we’ve got you covered with our contents insurance for businesses. With our business insurance you can easily combine different covers and choose from a list of add-ons. You’ll leave with business insurance unique to your business, no-one else’s. Whether you run a small business, a large multinational company or are self-employed, business insurance can help to protect you and your company against unexpected costs. We can help you find exactly the right insurance policies to cover your business, no matter what type it is.

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