The cost of your policy will depend on several factors, including the nature of the business you run, the type of insurance you need, and the cover levels you choose. Find out more about the difference between public liability and professional indemnity. Our private health insurance gives you fast access to eligible health treatment when you need it. Though it’s not a requirement to have business insurance when working from home, there are some different types of insurance that it might be worth considering. Business insurance can also offer credibility to your business, demonstrating to prospective customers and potential employees that you are trustworthy to do business with. Insurance policies come in packages, offering a range of different cover and optional extras.
If this happens and they get their hands on your data or access to your bank account, the impact on your business could be devastating. Our business interruption cover can insure you if you or one of your key employees becomes seriously disabled and is unable to continue work. We will cover the incurred costs, up to £25,000, to minimise any interruption to the business.
More About What We Offer
A micro business is defined as an enterprise that employs nine people or fewer. As of 2017, micro businesses count for 96% of the UK’s business landscape and, as you might expect, http://www.bakkerenleenheer.com/ there are many different types of micro business. Below is a summary of a generic policy, from 22 June 2021 onwards, which shows the main covers and exclusions in our policies.
- We offer a comprehensive range of business vehicle insurance to suit every industry and requirement — saving you time, money and hassle.
- Public liability insurance protects you and your business if someone claims their property has been damaged, they were injured or fell ill because of you or one of your employees.
- We leverage our global network to handle claims efficiently and help our clients manage risks.
- Catching you off-guard and tricking you in to doing something you shouldn’t, like opening an attachment in a fake email, or finding a way through your cyber-security.
- Protection against claims for property damage when working on-site or at a client’s home.
- Our FAQ guide to cyber-attacks for small businesses runs through the basics, key statistics and some things you can do to stay safer online.
Crisis Solution Insurance provides your employees with the confidence to represent you, anywhere. Management liability solutions help protect public, private, and non-profit companies from a wide range of board-level exposures. With the largest environmental underwriting team in Europe and high capacity, AIG can provide expert decision making and added value consultancy services in local markets. Our CorporateGuard offering is the strongest we have ever produced. It’s built on our longevity in the sector, our global franchise, our technical expertise and our experience handling more claims against directors than anyone else. Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.
Employers Liability Insurance
Small and micro businesses are often most at risk, as many couldn’t afford to face a hefty compensation or damage claim or without having business insurance in place. From mistakes to trips and slips to flooding, accidents can happen anywhere, at any time. Business insurance can help protect business owners and independent professionals against everyday risks, such as mistakes, stock or premises damage, and legal costs . Some policies can even protect against business interruption and supply chain breakdown. If your main supplier or customer suffers damage to their premises and can’t trade, we’ll cover you for the loss of business you’ll suffer. Equally, if a market or fair that you regularly attend suffers a fire, we’ll cover the lost turnover for the time you can’t trade there.
Every UK employer needs to provide, and contribute to, a workplace pension for certain staff. Please note that a minimum number of contributing employees may apply. Public Liability Insurance Protects you if a member of the public or visitor to your premises suffers injury or property damage.